Now on our second month, and we're barely hanging in there.
We had a medical emergency back home but the great thing is Mr. A's mom is now safe and sound. She's currently recovering at home, thank You Lord, and the family's banding together to help her get through this. It's best when you have your slush funds ready, but we do have to get serious now in job hunting to make sure we're not financially short moving forward.
Medical insurance is a must now in the Philippines, as hospital bills can easily rise for a matter of DAYS. Philhealth can be utilized but it's peanuts compared to having an actual HMO or a critical illness cover. We need to plan wisely for our elders' healthcare soon or else our out of pocket payments will bring us to financial ruin T_T
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